Frequently Asked Questions
Additional Policy Options
What is an accelerated death benefit?
Can an IRA be rolled over into a whole life insurance policy?
Can term life insurance be converted to whole life insurance?
Inforce Policy Questions (Existing Clients)
How do I take or pay back a policy loan?
How do I change owners or Beneficiaries?
Contact information for questions and changes to my policy?
Death Benefits
What happens when a death benefit is claimed?
Can the death benefit be adjusted or customized over time?
Are death benefits taxable?
Cash Value
What can the cash value of a life insurance policy be used for?
How is whole life insurance used for income during retirement?
Does the stock market affect whole life insurance policies?
Taxes
What is a 7702 plan?
What are the tax benefits of an annuity?
Are insurance premiums tax deductible?
Insuring Someone Else
How does a private family bank work?
What is the family banking concept?
What is a keyman or key person insurance policy?
Annuities
Can an annuity be transferred into a whole life insurance policy?
Can a whole life insurance policy be transferred into an annuity?
What are the benefits of an annuity?
Long-term Care Insurance
How much is long-term care insurance?
Who qualifies for long-term care insurance?
When should long-term care insurance be purchased?
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